321-723-8388
For many Florida families, navigating the world of Medicaid can feel overwhelming. Between strict eligibility requirements, complex financial rules, and mountains of paperwork, it’s no wonder that so many people delay planning until a crisis hits. But waiting too long can cost families thousands of dollars in unnecessary expenses. At Lemieux & Jacoby Elder Law Advocates, we help families across Florida take the right steps to qualify for Medicaid benefits while protecting their hard-earned assets.
Why Medicaid Matters
Medicaid is often the only way to afford long-term care in Florida, where nursing home and assisted living costs continue to rise each year. Unlike Medicare, which offers very limited coverage for long-term care, Medicaid provides ongoing support for those who meet its strict financial guidelines. Without Medicaid, many families would quickly deplete their life savings paying for care out of pocket.
Common Challenges Families Face
The biggest challenge for most families is Medicaid’s financial eligibility requirements. In Florida, there are strict income and asset limits. Many people assume that if they have “too much” money or property, they can never qualify. Others make well-meaning but costly mistakes, such as giving away assets or transferring property without understanding Medicaid’s five-year look-back period. These errors can delay benefits or even result in penalties.
Another challenge is timing. Some families wait until a loved one is already in a nursing home to begin planning. While emergency Medicaid planning is possible, it often limits options and increases stress. The truth is that the earlier you begin, the more strategies are available to protect both care and assets.
The Right Way to Secure Benefits
Working with experienced attorneys is the key to avoiding costly missteps. At Lemieux & Jacoby Elder Law Advocates, we guide families through every step of the Medicaid process. From restructuring assets legally to preparing and filing applications, our team ensures everything is done correctly the first time.
We also specialize in creating long-term care plans that fit your family’s unique situation. This may involve setting up special needs trusts, Medicaid-compliant annuities, or other tools to help secure benefits without losing what you’ve worked so hard to build. Our goal is to maximize eligibility while preserving as much of your legacy as possible.
Peace of Mind for Florida Families
Qualifying for Medicaid doesn’t have to be stressful or uncertain. With the right guidance, you can secure the benefits you or your loved one need—without sacrificing everything you’ve earned.
If your family is facing long-term care decisions in Florida, don’t wait until it’s too late. Contact Lemieux & Jacoby Elder Law Advocates today at 321-723-8388 or visit lemieuxjacoby.com to learn how we can help you navigate Medicaid the right way and protect your future with confidence.
