321-723-8388
As Florida's population of seniors continues to grow, long-term care planning in Melbourne, FL has become more crucial than ever. At Lemieux & Jacoby Elder Law Advocates, we understand the unique challenges local families face when preparing for the future. Whether it's navigating Medicaid eligibility, planning for assisted living, or protecting assets, long-term care planning is not just a smart decision—it's a necessary one.
Why Long-Term Care Planning Matters
Many people mistakenly assume that Medicare will cover long-term care expenses. The truth is, Medicare typically covers only short-term rehabilitation—not ongoing custodial care. With the average cost of nursing home care in Florida exceeding $100,000 annually, failing to plan can quickly deplete a lifetime of savings.
Proper long term care planning in Melbourne, FL helps ensure that seniors receive the care they need without jeopardizing their financial well-being or that of their families.
Key Elements of a Long-Term Care Plan
At Lemieux & Jacoby, we work closely with clients to develop comprehensive, personalized care plans. Here are some key components:
1. Medicaid Planning
Medicaid can help cover long-term care costs, but eligibility rules are complex and constantly changing. Our team helps clients qualify for Medicaid benefits without sacrificing their assets unnecessarily.
2. Asset Protection
We utilize proven legal strategies, such as irrevocable trusts, to safeguard assets from long-term care expenses while preserving them for heirs.
3. Powers of Attorney & Health Care Directives
These legal documents ensure that trusted individuals can make financial and medical decisions if you're unable to do so yourself.
4. Long-Term Care Insurance Review
We assess existing policies or recommend coverage options to bridge the gap between private funds and public assistance.
Why Choose Lemieux & Jacoby Elder Law Advocates?
As a trusted elder law firm based in Melbourne, FL, our mission is to help seniors and their families face the future with confidence. With decades of experience and a deep understanding of Florida’s elder care landscape, we provide:
Compassionate, personalized service
Expert legal advice rooted in local laws
A proactive approach to complex planning needs
Plan Today for Peace of Mind Tomorrow
It’s never too early—or too late—to start planning. Whether you're planning for yourself, a parent, or a loved one, taking action today can prevent stress, expense, and uncertainty in the future.
Contact Lemieux & Jacoby Elder Law Advocates today at 321-723-8388 or visit lemieuxjacoby.com to schedule a consultation and begin your long term care planning in Melbourne, FL journey.
