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How Lemieux & Jacoby Help Florida Families Navigate Medicaid Eligibility

15, Aug 2025

At Lemieux & Jacoby Elder Law Advocates, Medicaid Planning lies at the heart of what we do—helping Florida families navigate the emotional and financial complexities of long-term care with clarity and compassion. Based in Melbourne, Florida, we provide trusted guidance through the complexities of Medicaid eligibility—ensuring seniors get the care they deserve while protecting the assets they’ve spent a lifetime building.

Understanding Medicaid Eligibility in Florida

Florida’s Medicaid program is income- and asset-based, meaning applicants must meet strict financial criteria to qualify. Many families are surprised to learn that even moderate savings or property ownership can disqualify a loved one from receiving benefits. Key considerations include:

Asset limits: Individuals typically cannot have more than $2,000 in countable assets.

Income limits: Monthly income must be below a certain threshold, which changes annually.

Look-back period: Florida enforces a five-year look-back period to examine asset transfers, which can result in penalties.

Without professional guidance, navigating these rules can feel like walking through a legal minefield.

Strategic Medicaid Planning with Lemieux & Jacoby

At Lemieux & Jacoby, we don’t just verify eligibility — we unlock possibilities. Our experienced elder law attorneys develop custom strategies that help families protect assets while meeting Medicaid requirements. Some of our services include:

Asset protection and restructuring

We help clients legally reposition or convert assets to fall within Medicaid limits without triggering penalties.

Income Trust (Miller Trust) creation

For individuals over the income limit, we establish qualified income trusts that allow Medicaid eligibility.

Crisis Medicaid planning

If a loved one already requires long-term care, we act quickly to minimize financial exposure and accelerate access to benefits.

Long-term care planning

We partner with families to plan ahead, providing reassurance and clarity for their future care needs.

Why Families in Melbourne Trust Lemieux & Jacoby

As a local Medicaid Planning Firm in Melbourne, Florida, we take pride in building strong, supportive relationships with our clients. Our attorneys combine deep legal knowledge with compassion and dedication to client advocacy.

We understand that every family’s situation is unique. Whether you're planning ahead or facing a crisis, our team is here to help you make informed, confident decisions about long-term care and asset protection.

Get the Help You Deserve

At Lemieux & Jacoby Elder Law Advocates, we’re here to simplify the process and stand by your side every step of the way. Call us at 321-723-8388 or visit lemieuxjacoby.com to schedule your consultation and discover how we can help safeguard your family’s future.


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