When it comes to planning for the future, Elder Care Medicaid Planning is one of the essential area that is often overlooked in long term care planning as many families focus on investments, retirement savings, and estate planning. With the high cost of nursing homes and assisted living facilities, many families in Melbourne, Florida, face overwhelming financial challenges when a loved one requires extended care.
Understanding Medicaid and Long-Term Care
In Florida, Medicaid can be a critical lifeline for seniors who need long-term care but can't afford the steep out-of-pocket expenses. However, qualifying for Medicaid isn't always straightforward—especially if your loved one has accumulated assets over a lifetime of hard work.
This is where strategic planning becomes vital.
What Does a Medicaid Planning Attorney Do?
A Medicaid planning attorney helps individuals and families prepare for future healthcare needs while protecting assets from being entirely spent down on long-term care. At Lemieux & Jacoby Elder Law Advocates, we specialize in Elder Care Medicaid Planning and offer personalized strategies to preserve your family's financial security.
Our attorneys can assist with:
Medicaid eligibility assessment
We help you understand current Medicaid rules in Florida and determine whether your loved one qualifies—or how they can become eligible without exhausting their life savings.
Asset protection planning
Through legal tools like irrevocable trusts, annuities, and gifting strategies, we can help protect your home, savings, and other valuable assets while still meeting Medicaid's strict financial criteria.
Crisis planning
If a loved one is already in a nursing home or facing immediate admission, we offer urgent planning solutions to secure Medicaid coverage quickly.
Spousal protection
We ensure the well spouse (community spouse) retains sufficient income and resources to maintain their quality of life even if the other spouse requires full-time care.
Application preparation and submission
Navigating the Medicaid application process can be complex. We handle the paperwork, documentation, and communication with the Florida Department of Children and Families (DCF) to ensure a smooth process.
Why Work with Lemieux & Jacoby Elder Law Advocates?
At Lemieux & Jacoby, we focus exclusively on elder law. Our team understands the nuances of Florida Medicaid regulations and brings decades of experience in protecting families in Melbourne and throughout Brevard County. We believe that proper planning isn't just about finances—it's about preserving dignity, peace of mind, and the legacy you’ve built for future generations.
Start Planning Today
The best time to start Elder Care Medicaid Planning is before a health crisis arises. Whether you’re thinking ahead or currently facing long-term care decisions, a Medicaid planning attorney can help you make informed choices that safeguard your family’s future. Get in touch with us today at 321-723-8388 or visit our website at lemieuxjacoby.com to schedule your consultation. We're here to guide you through the complexities of Medicaid planning with compassion, clarity, and confidence.